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Fintech in Gdańsk and the Tricity, ranked for 2027

Best fintech software houses in Gdańsk and the Tricity

Przemysław Zalewski · Data snapshot:

  1. 1 Scalac 82
  2. 2 SPEEDNET 75
  3. 3 Ciklum 75

15 companies with evidence of fintech work in Gdańsk and the Tricity; 5 meet the ranking criteria. Sources: 15 by their Clutch profile, KRS records, available financial statements and employee reviews. I sell the alternative: one senior engineer working with AI agents.

Get matched offers in 24 hours See the top 5 Download the data (CSV)

  • 15 company records
  • 5 with KRS records
  • 3 with a financial statement
  • 3 with an employee review profile
  • 5 ranked

Find your fit

Compare companies

#CompanyPeopleClutchRateFocusScore
1
Scalac loss 3.2M PLN (2025)
50-2494.8 · 2350–99 USD/hfintech 65% Java82
2
50-2495.0 · 1750–99 USD/hfintech 60% AWS75
3
Ciklum profit 3.9M PLN (2025) foreign-owned
1000-99994.8 · 725–49 USD/hfintech 20% Node.js75
4
Widelab profit 8.1M PLN (2025) GoWork 2/8
50-2494.9 · 8650–99 USD/hfintech 20%65
5
Yameo foreign-owned
50-2494.8 · 2150–99 USD/hfintech 35% Java65

The ranking

Scalac

Gdańsk Scala and Akka backend specialists that now position themselves around AI agents and RAG.

82/100

Clutch: 4.8 (23 reviews) Rate: 50–99 USD/h Min. project: 10,000 USD Google: 4.9 (34 reviews)

Best for: Teams running JVM, Scala or Akka backends that need senior specialists to scale, migrate or add AI features.

Verdict. Call Scalac first if your backend runs on Scala or Akka. For a new AI product, compare others first because of the 2025 loss and the fresh pivot.

Pros

  • Clutch rating of 4.8/5 from 23 client reviews. (2026-10-28 · source)
  • Published projects: Bexio.
  • Certifications listed by the company: Lightbend Akka tech partner. (2026-10-28 · source)

Cons

  • Net loss of 3,200,000 PLN in 2025 on 17,300,000 PLN revenue. (2026-10-28 · source)
Projects & technologies

Source observations

  • Scalac was founded in Gdańsk in 2014, and its US entity from 2019 is now listed as headquarters in San Francisco (source).
  • The home page claims 124 experts and 89 clients (source).
  • The same page gives two company ages, 12+ years and 10 years (source).

Clients they name: Bexio, SAP, Elemica, Tapad, IOHK, Rally Health

Scala and Java backend development Akka development AI agents and RAG Team extension Frontend and Shopify Consulting and training Scala
Scalac homepage
Homepage of scalac.io, screenshot taken October 28, 2026. Content and marks belong to Scalac.
Facts from the registers
In KRS since
2014
HQ (KRS)
Gdańsk
Legal form
sp. z o.o.
Share capital
112K PLN
Owners
2 shareholders (individuals)
Revenue
17.3M PLN (2025)
Loss
3.2M PLN (2025)
Team size (Clutch)
50-249
The Org
org chart: 33 positions, 50-200 employees
Google Business Profile
Scalac · 4.9 (34 reviews) (November 10, 2026)
Hiring (last 90 days)
3 engineering roles open (seen November 10, 2026)
Employee reviews (GoWork)
mixed (7/7)

Score: 82/100

Transparency 5.0/5 Client reputation 3.5/5 Stability 2.3/5 Specialization 5.0/5 Activity 3.8/5 Hiring 5.0/5

Website Portfolio Clutch KRS LinkedIn GoWork

Sources (11) · Checked November 12, 2026

SPEEDNET

Gdańsk software house with 250+ specialists building mobile banking, fintech and insurance software, with entities in the UK and Estonia.

75/100

Clutch: 5.0 (17 reviews) Rate: 50–99 USD/h Min. project: 10,000 USD

Best for: Banks, insurers and fintechs that need mobile banking, integrations or legacy modernization from a large Gdańsk team.

Verdict. Choose Speednet for mobile banking, insurance or fintech platforms where a senior team and regulated-sector experience matter. Skip it for a small consumer MVP or a project outside finance.

Pros

  • Clutch rating of 5/5 from 17 client reviews. (2026-10-28 · source)
  • Published projects: POP Pankki.
  • The contact page lists an office in Gdańsk. (2026-10-30 · source)

Cons

  • This record has no linked financial statement; this is a coverage gap, not evidence that no filing exists.
Projects & technologies

Source observations

  • The speednet.pl domain redirects to speednetsoftware.com, which claims 25+ years on the market, 250+ specialists, 71% of them senior, and 38 people with the company for 10+ years (source).
  • The site claims 11+ mobile banking apps delivered and features a POP Pankki mobile banking case study (source).
  • A logo strip of 26 names includes mBank, Santander, Nordea, Generali, Bank Pekao, Alior Bank and Autopay, without labeling each as a client (source).
  • The home page lists entities in Gdańsk, London and Tallinn, shows 5 out of 5 on Clutch from 17 reviews and lists no certifications (source).

Clients they name: POP Pankki, mBank, Santander, Nordea, Generali, Bank Pekao

Digital products and platforms Mobile banking apps Integrations and legacy modernization Product and technology consulting Product design and UX Technical architecture Delivery teams for financial services AI governance and adoption
Facts from the registers
In KRS since
2007
HQ (KRS)
Gdańsk
Legal form
sp. z o.o.
Share capital
100K PLN
Owners
Euvic S.A.; 3 shareholders (individuals)
Team size (Clutch)
50-249
The Org
org chart: 122 positions, 200-500 employees
Google Business Profile
no profile found for the company name (checked November 11, 2026)
Hiring (last 90 days)
2 engineering roles open (seen November 10, 2026)

Score: 75/100

Transparency 3.8/5 Client reputation 3.7/5 Stability 2.0/5 Specialization 5.0/5 Activity 2.5/5 Hiring 5.0/5

Website Portfolio Clutch KRS LinkedIn

Sources (7) · Checked November 13, 2026

Ciklum

Global AI and product engineering company with 3,000+ staff and delivery centers in Wrocław and Gdańsk, among others.

75/100

Clutch: 4.8 (7 reviews) Rate: 25–49 USD/h Min. project: 25,000 USD Google: 5.0 (6 reviews)

Best for: Enterprises that want a large, multi-country delivery partner for AI, data or platform work under procurement-grade contracts.

Verdict. Take Ciklum when you are an enterprise buying capacity and process across countries. A startup MVP is too small for it and will not be a priority.

Pros

  • Net profit of 3,900,000 PLN in 2025 on 102,200,000 PLN revenue. (2026-10-28 · source)
  • Clutch rating of 4.8/5 from 7 client reviews. (2026-10-28 · source)
  • Published projects: Santander, Just Eat, TUI Group.
  • The contact page lists an office in Gdańsk. (2026-11-10 · source)

Cons

  • The Clutch snapshot contains 7 reviews; request references for a comparable project. (2026-10-28 · source)
  • Declared minimum project: 25,000 USD; compare this entry budget with your scope. (2026-10-28 · source)

Discrepancy: company website: 3000+ people, but the Polish entity had 102.2M PLN revenue (2025); the team most likely sits in another entity

Projects & technologies

Source observations

  • The site claims 3,000+ engineers and consultants in 25 locations across 17 countries, with Wrocław and Gdańsk in Poland (source).
  • The Polish company is one delivery arm of a group, and KRS lists CIKLUM HOLDING UK LIMITED as its owner (source).
  • Ciklum now positions itself around AI and its own PRODIGY platform (source).
  • States 3,000+ engineers across EMEA, the US and APAC and over 25 years in product engineering (source)
  • Lists a Wrocław office in MidPoint 71 on Powstańców Śląskich and another in Gdańsk (source)
  • Promotes its own PRODIGY platform of pre-configured AI agents (source)
  • Agentic automation page pitches outcome-based 'Service-as-a-Software' (source)
  • The about page names a delivery head for Poland (source)

Clients they name: Santander, Just Eat, TUI Group, Stena Line, Betsson, Seeking Alpha

AI-enabled engineering Product discovery and UX/UI Process automation and conversational AI Cloud and DevOps Data platforms and analytics IoT and embedded Node.js TypeScript AWS Java
Ciklum homepage
Homepage of www.ciklum.com, screenshot taken October 28, 2026. Content and marks belong to Ciklum.
Facts from the registers
In KRS since
2015
HQ (KRS)
Gdańsk
Legal form
sp. z o.o.
Share capital
5K PLN
Owners
Ciklum Holding Uk Limited
Revenue
102.2M PLN (2025)
Profit
3.9M PLN (2025)
Team size (Clutch)
1000-9999
The Org
org chart: 2082 positions, 1000-5000 employees
Google Business Profile
Ciklum · 5.0 (6 reviews) (November 10, 2026)
Hiring (last 90 days)
36 engineering roles open (seen November 10, 2026)
Employee reviews (GoWork)
mixed (11/7)
Discrepancy
company website: 3000+ people, but the Polish entity had 102.2M PLN revenue (2025); the team most likely sits in another entity

Score: 75/100

Transparency 5.0/5 Client reputation 3.4/5 Stability 5.0/5 Specialization 2.5/5 Activity 3.8/5 Hiring 5.0/5

Website Portfolio Clutch KRS LinkedIn GoWork

Sources (16) · Checked November 12, 2026

Widelab

Gdańsk product design studio for scale-ups and enterprises, doing product design, Webflow and Framer sites, branding and some development.

65/100

Clutch: 4.9 (86 reviews) Rate: 50–99 USD/h Min. project: 5,000 USD Premier Verified Google: 4.6 (9 reviews)

Best for: SaaS scale-ups and enterprises that want UX/UI and product design, design systems or a Webflow or Framer site from a studio with many reviews.

Verdict. Take Widelab for product design, a design system or a marketing site for a SaaS company. Skip it if you mainly need backend engineering or a single vendor for a complex build.

Pros

  • Net profit of 8,100,000 PLN in 2025 on 23,500,000 PLN revenue. (2026-11-13 · source)
  • Clutch rating of 4.9/5 from 86 client reviews. (2026-10-28 · source)
  • Published projects: CloudKitchens, Traba, Hopin.
  • The contact page lists an office in Gdańsk. (2026-10-30 · source)

Cons

  • GoWork records 2 positive and 8 negative reviews. These are user opinions, not independently established events. (2026-11-13 · source)
Projects & technologies

Source observations

  • The home page claims over 300 products, brands and websites designed and still running, and says 80% of clients stay for years (source).
  • Case studies include CloudKitchens, Traba, Hopin, Trolley and Founderpath, and the client list names Fitch Ratings, OLX, WeWork and Circle K (source).
  • The site lists an office in Olivia Four, Grunwaldzka 472b, Gdańsk, plus Webflow Enterprise and Framer Professional partnerships (source).
  • Clutch shows 4.9 from 86 reviews, founded 2018, $50 to $99 per hour and a $5,000 minimum, with communication, quality and on-time delivery as the top themes (source).
  • A few Clutch reviews mention confusing invoicing, thin documentation and aggressive initial timelines, and one reviewer rated the firm 1.5 over project management and billing (source).
  • Company states over 300 clients and 30+ countries (source)

Clients they name: CloudKitchens, Traba, Hopin, Trolley, Founderpath, Fitch Ratings, OLX

Product design Product discovery Design systems Web design Web development (Webflow, Framer) Software development Brand and marketing
Facts from the registers
In KRS since
2022
HQ (KRS)
Gdańsk
Legal form
sp.k.
Revenue
23.5M PLN (2025)
Profit
8.1M PLN (2025)
Team size (Clutch)
50-249
The Org
org chart: 110 positions, 50-200 employees
Google Business Profile
Widelab · 4.6 (9 reviews) (November 12, 2026)
Employee reviews (GoWork)
negative (2/8)

Score: 65/100

Transparency 4.3/5 Client reputation 4.0/5 Stability 3.8/5 Specialization 2.5/5 Activity 3.8/5 Hiring 0.0/5

Website Portfolio Clutch KRS LinkedIn GoWork

Sources (12) · Checked November 13, 2026

Yameo

Dutch-Polish software house with development in Gdańsk, building fixed-price enterprise systems for insurance, banking, healthcare and NGOs.

65/100

Clutch: 4.8 (21 reviews) Rate: 50–99 USD/h Min. project: 25,000 USD Google: 4.8 (8 reviews)

Best for: Banks, insurers and public bodies that want a fixed-price enterprise system from an ISO 27001 certified vendor with development in Gdańsk.

Verdict. Pick Yameo for a regulated fintech or insurance system where a fixed price and ISO 27001 matter. Skip it for a small startup MVP under $25,000.

Pros

Cons

  • Declared minimum project: 25,000 USD; compare this entry budget with your scope. (2026-10-28 · source)
  • This record has no linked financial statement; this is a coverage gap, not evidence that no filing exists.
Projects & technologies

Source observations

  • The home page states ISO 27001 certification, Microsoft Solutions Partner status, 50+ people and work since 2005 (source).
  • Offices are in Utrecht (headquarters), Gdańsk (development) and Accra, with VAT numbers in the Netherlands and Poland (source).
  • The Ghana health insurance case study claims claim processing cut from 1,350 days to 3 days, and the DEKRA work covers 20 countries in 7 languages (source).
  • Projects are sold at a fixed price with a quote in 48 hours after scoping and a 12-month warranty (source).
  • Clutch shows 4.8 from 21 reviews, a $25,000 minimum and $50 to $99 per hour; some reviewers want stronger QA before delivery (source).

Clients they name: DEKRA, World Vision, National Health Insurance Authority of Ghana, ERGO Hestia, Crédit Agricole

Custom software development System transformation Team extension
Facts from the registers
In KRS since
2005
HQ (KRS)
Gdańsk
Legal form
sp. z o.o.
Share capital
50K PLN
Owners
Yameo B.v
Team size (Clutch)
50-249
The Org
org chart: 20 positions, 10-50 employees
Google Business Profile
Yameo · 4.8 (8 reviews) (November 12, 2026)

Score: 65/100

Transparency 3.8/5 Client reputation 3.4/5 Stability 2.0/5 Specialization 4.4/5 Activity 2.5/5 Hiring 0.0/5

Website Portfolio Clutch KRS LinkedIn

Sources (5) · Checked November 13, 2026

All companies

Show all 15 companies
Size: Rate: · 15
#CompanyHQ (KRS)PeopleClutchRateRevenueProfitFocusScoreLinks
1
Scalac fintech 65% Java
Gdańsk50-2494.8 · 2350–99 USD/h17.3M PLN-3.2M PLNfintech 65% Java82Website Portfolio Clutch KRS
2
SPEEDNET fintech 60% AWS
Gdańsk50-2495.0 · 1750–99 USD/hn/an/afintech 60% AWS75Website Portfolio Clutch KRS
3
Ciklum fintech 20% Node.js
Gdańsk1000-99994.8 · 725–49 USD/h102.2M PLN3.9M PLNfintech 20% Node.js75Website Portfolio Clutch KRS
4
Widelab fintech 20%
Gdańsk50-2494.9 · 8650–99 USD/h23.5M PLN8.1M PLNfintech 20%65Website Portfolio Clutch KRS
5
Yameo fintech 35% Java
Gdańsk50-2494.8 · 2150–99 USD/hn/an/afintech 35% Java65Website Portfolio Clutch KRS
–
Nextrope too little client evidence
n/a10-495.0 · 1850–99 USD/hn/an/afintech 40%61Website Portfolio Clutch
–
DevBrother too little client evidence
n/a50-2495.0 · 1325–49 USD/hn/an/afintech 40% AWS60Website Portfolio Clutch
–
Aetsoft too little client evidence
n/a50-2495.0 · 1550–99 USD/hn/an/afintech 40% AWS59Website Portfolio Clutch
–
Pirxey too little client evidence
n/a50-2495.0 · 1150–99 USD/hn/an/afintech 15% .NET42Website Portfolio Clutch
–
Profil Software too little client evidence
n/a10-494.9 · 1825–49 USD/hn/an/afintech 20% Python41Website Portfolio Clutch
–
SolveQ too little client evidence
n/a10-494.8 · 950–99 USD/hn/an/afintech 20% AWS41Website Clutch
–
Exposit too little client evidence
n/a50-2494.9 · 2925–49 USD/hn/an/afintech 20% AWS40Website Portfolio Clutch
–
DLabs.AI too little client evidence
n/a10-494.9 · 1050–99 USD/hn/an/afintech 15%38Website Clutch
–
Jagan Solutions under 10 people
n/a2-95.0 · 250–99 USD/hn/an/afintech 15% AWS36Website Clutch
–
Roduq too little client evidence
n/a10-495.0 · 3100–149 USD/hn/an/afintech 15% Flutter35Website Clutch

Who is not in the top 5, and why

Too little client evidence, under 10 people, sole traders 2

Without 5 Clutch reviews or 2M PLN of revenue in a filing there is no fair way to compare a company with the rest. That is a data gap, not a verdict.

  • Jagan Solutions
  • Roduq

Weak evidence for fintech 8

They meet the data criteria, but the topic rests on a small Clutch share, a few job ads or a single source. They may do it; the data just does not show it.

  • Nextrope
  • DevBrother
  • Aetsoft
  • Pirxey
  • Profil Software
  • SolveQ
  • Exposit
  • DLabs.AI

What they charge

On Clutch, the companies in this table most often declare 50 to 99 USD an hour. The rate is what the agency bills; the developer on your project is paid less than half of it.

For comparison, my own rate is 36 to 54 USD an hour (45 USD base, pricing). The cost estimator shows what a project like yours costs with and without coding agents.

25-49 USD/h 4
50-99 USD/h 10
100-149 USD/h 1
150-199 USD/h 0
Rates declared on Clutch, 15 companies with an office in the city.

Check any agency yourself in 10 minutes

  1. Ask about PSD2, DORA and audits they passed with a client, and who signs the outsourcing agreement your regulator needs. Fintech experience on a profile often means one payments integration.
  2. Find the legal entity in the National Court Register: the seat, the share capital and the shareholders. An office here with a seat in another city is a sales office, not a team.
  3. Read the last financial statement in the Financial Documents Repository (free, by KRS number): revenue, profit or loss, and whether it was filed on time.
  4. Check the VAT white list: active, and the name matches the contract.
  5. On the Clutch list hover over the company link; a link through ppc.clutch.co is an ad. Then read the reviews themselves.
  6. On GoWork read the employee reviews, not the stars, and look for layoffs and rotation.
  7. Ask who exactly will work on your project, and check those people on LinkedIn.

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Questions

What are the best fintech software houses in Gdańsk and the Tricity in 2027?

By the score on this page: 1. Scalac (82), 2. SPEEDNET (75), 3. Ciklum (75), 4. Widelab (65), 5. Yameo (65). The score adds up transparency in the court register, client reviews on Clutch, profit and stability in the latest filing, specialization and current hiring. The full table shows every company in the data set.

How much do fintech agencies in Gdańsk and the Tricity charge?

Most companies in this table declare 50 to 99 USD an hour on Clutch. My own rate as a senior engineer working with AI agents is 36 to 54 USD an hour.

How do you know a company does fintech?

From at least one of three sources: the service, industry and framework shares on the Clutch profile, the skills in open roles on JustJoin.it, or the Wrocław company catalog. Companies with two or three sources score higher on specialization. The software house finder shows the same tags for every company.

Did any company pay to be on this list?

No. There are no paid placements and no affiliate links. The only business interest is mine: I sell senior engineering as the alternative to an agency.

Can I get my company added or corrected?

Yes. Write to ciunkos@gmail.com with the KRS number and the correction.

How this ranking was made

  • 1,443 companies in the data set
  • 990 with KRS records
  • 712 with a financial statement
  • 7,436 Clutch listing records
  • 707 employee review profiles on GoWork

Sources: Clutch profiles and listings, KRS records, available financial statements from rejestr.io and the Financial Documents Repository, GoWork reviews, JustJoin.it and No Fluff Jobs listings, and the Wrocław company catalog. Coverage varies by company; dates and links accompany the available records. The 0 to 100 score combines six axes: transparency, client reputation, stability, specialization, activity and hiring in the last 90 days. Paid Clutch placements do not increase the score.

Disclosures

  • Until November 2026 I work at Sanddev (Wrocław) as the founding engineer of its Sandtime product. Sanddev appears in the full table with the same score as everyone else and no editorial favor.
  • No agency pays for a position, there are no affiliate links. If any of that changes, the disclosure changes first.
  • My business interest is on every page: I sell senior engineering with AI agents as the alternative to hiring an agency.
  • Written with AI (Claude) from the data set. Every number in the editorial text is checked automatically against the company record or the research notes, source links and dates accompany the available company records.

Spotted an error or want your company added? Write to ciunkos@gmail.com. Full methodology and weights →

Przemysław Zalewski

About the author

Przemysław Zalewski, a senior full-stack engineer in Wrocław with 15+ years of shipping software. I build with coding agents, work with clients in the US and the UK, and I sell the alternative to the agencies on this list.

LinkedIn · X · GitHub · Hire me · Pricing

Best software houses in Gdańsk 10 agencies ranked by registers, filings and reviews, out of 68 checked. Best fintech software development companies in Poland 10 companies ranked out of 245 with fintech evidence in Poland. Best fintech software houses in Wrocław 10 companies ranked out of 39 with fintech evidence in Wrocław. Best fintech software houses in Warsaw 10 companies ranked out of 99 with fintech evidence in Warsaw. Best fintech software houses in Kraków 10 companies ranked out of 49 with fintech evidence in Kraków. Best fintech software houses in Poznań 5 companies ranked out of 11 with fintech evidence in Poznań. Best business process automation software houses in Gdańsk and the Tricity 6 companies ranked out of 14 with business process automation evidence in Gdańsk and the Tricity. Best SaaS development software houses in Gdańsk and the Tricity 5 companies ranked out of 8 with SaaS development evidence in Gdańsk and the Tricity. Best mobile app development software houses in Gdańsk and the Tricity 6 companies ranked out of 14 with mobile app development evidence in Gdańsk and the Tricity. Best healthcare software houses in Gdańsk and the Tricity 6 companies ranked out of 14 with healthcare evidence in Gdańsk and the Tricity. Best AWS software houses in Gdańsk and the Tricity 9 companies ranked out of 22 with AWS evidence in Gdańsk and the Tricity. Best .NET software houses in Gdańsk and the Tricity 6 companies ranked out of 10 with .NET evidence in Gdańsk and the Tricity.
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