Espeo Software
Poznań software company focused on fintech, payments and blockchain, with a second entity in Helsinki.
Best for: Fintech, payments and blockchain companies that need a specialist team at a moderate rate.
Pros
- Espeo Software reported a profit of 2.7M PLN on 26.2M PLN of revenue in 2025.
- Espeo works in fintech, payments and blockchain and holds a Hyperledger certification.
- Clutch shows 40 reviews averaging 4.8, from clients such as Terveystalo and The Guardian.
- The site and the registry both date the company to 2008.
Cons
- GoWork opinions are more negative than positive, with 18 positive, 22 negative and 11 mentions of layoffs.
- The declared rate of 25 to 49 USD is the offshore band, low for a Poznań team.
- Its 3 open JustJoin offers are talent pools rather than roles for live projects.
From their website and Clutch profile
- Paweł and Sylwia Rogowicz founded Espeo in 2008, which matches the registry date (source).
- Espeo runs two entities, Espeo Software sp. z o.o. in Poznań and Espeo Software Oy in Helsinki (source).
- Case studies focus on payments and digital assets, including Unbound Security, now part of Coinbase (source).
- Clutch lists 40 reviews and a 25 to 49 USD rate band (source).
Clients they name: Terveystalo, The Guardian, Ensto, Schibsted, CoinTracking, Unbound Security
Verdict. Pick Espeo Software for payment, banking or blockchain products at a moderate rate. Check staff stability first, given 11 mentions of layoffs.